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Put us to work for your business

With Southern Bancorp’s Treasury Management Services, you can improve your business’ cash flow, productivity, fraud protection, and add money to your bottom line.

We’ve got the tools to keep your business moving forward:

  • Online Banking
  • ACH Origination
  • Remote Deposite Capture
  • Positive Pay Fraud Control
  • Merchant Services
  • Repurchase/Sweep Accounts
  • Zero Balance Accounts

With Southern Bancorp’s Treasury Management Services, you can improve your business’ cash flow, productivity, fraud protection, and add money to your bottom line.

We’ve got the tools to keep your business moving forward:

  • Online Banking
  • ACH Origination
  • Remote Deposite Capture
  • Positive Pay Fraud Control
  • Merchant Services
  • Repurchase/Sweep Accounts
  • Zero Balance Accounts

ONLINE BANKING FOR BUSINESSESS

Convenience & Functionality at your fingerprints

All within the same platform, commercial customers can

  • Manage their daily cash flow
  • View previous day’s transactions
  • Research account history and print images of paid checks
  • Transfer funds between accounts
  • Initiate stop payments
  • Monitor daily balances and account activity
  • Establish a company administrator and set individual user entitlements
  • Access Treasury Management services such as ACH, Positive Pay, and Remote Deposit Capture

ONLINE BANKING FOR BUSINESSESS

Convenience & Functionality at your fingerprints

All within the same platform, commercial customers can…

  • Manage their daily cash flow
  • View previous day’s transactions
  • Research account history and print images of paid checks
  • Transfer funds between accounts
  • Initiate stop payments
  • Monitor daily balances and account activity
  • Establish a company administrator and set individual user entitlements
  • Access Treasury Management services such as ACH, Positive Pay, and Remote Deposit Capture

ACH TRANSACTIONS

Reduce costs, pay faster & improve your cash flow management.

Types of ACH transactions include:

  • Direct Deposit of Payroll
  • Direct Payment to Vendors
  • Collection of Accounts Receivables
  • Cash Concentration and Disbursement

ACH TRANSACTIONS

Reduce costs, pay faster & improve your cash flow management.

Types of ACH transactions include:

  • Direct Deposit of Payroll
  • Direct Payment to Vendors
  • Collection of Accounts Receivables
  • Cash Concentration and Disbursement

REMOTE DEPOSIT CAPTURE

Streamline your deposit process & eliminate multiple trips to the bank.

Remote deposit gives you the ability to:

  • Scan checks to your computer and deposit them safely and securely into your account
  • Accelerate your cash flow by depositing payments as soon as you recieve them
  • Track deposit history and view images of past deposits

REMOTE DEPOSIT CAPTURE

Streamline your deposit process & eliminate multiple trips to the bank.

Remote deposit gives you the ability to:

  • Scan checks to your computer and deposit them safely and securely into your account
  • Accelerate your cash flow by depositing payments as soon as you recieve them
  • Track deposit history and view images of past deposits

POSITIVE PAY FRAUD CONTROL

Expand your security measures & protect your business from fraud.

Positive Pay allows you to:

  • Match check information against check data when presented with payment
  • Approve or reject checks from within Online Banking
  • Reduce the time and expense of accounting staff
  • Lower your risk of fraud

POSITIVE PAY FRAUD CONTROL

Expand your security measures & protect your business from fraud.

Positive Pay allows you to:

  • Match check information against check data when presented with payment
  • Approve or reject checks from within Online Banking
  • Reduce the time and expense of accounting staff
  • Lower your risk of fraud

MERCHANT SERVICES

Accept credit and debit card transactions & speed up your collection process.

Merchant Services can help your business:

  • Accept card payments in a variety of ways, from terminals and equipment to online payments and gateway integration solutions
  • Upgrade your terminals with the latest POS equipment for retail businesses
  • Utilize mobile card processing with smartphone compatibility

MERCHANT SERVICES

Accept credit and debit card transactions & speed up your collection process.

Merchant Services can help your business:

  • Accept card payments in a variety of ways, from terminals and equipment to online payments and gateway integration solutions
  • Upgrade your terminals with the latest POS equipment for retail businesses
  • Utilize mobile card processing with smartphone compatibility

REPURCHASE/SWEEP ACCOUNTS

Automatically transfer excess funds to an interest-bearing account until those funds are needed.

Additional benefits include:

  • A higher rate of return than typical deposit accounts
  • Excess funds are always fully invested, so your money is always working for you
  • Investments are safely and securely backed with U.S. Government Treasury or Agency Securities

REPURCHASE/SWEEP ACCOUNTS

Automatically transfer excess funds to an interest-bearing account until those funds are needed.

Additional benefits include:

  • A higher rate of return than typical deposit accounts
  • Excess funds are always fully invested, so your money is always working for you
  • Investments are safely and securely backed with U.S. Government Treasury or Agency Securities

ZERO BALANCE ACCOUNTS

Automatically transfer money between accounts to cover transactions in real time.

A Zero Balance Account can help you:

  • Optimize cash flow by eliminating excess balances in separate accounts
  • Maintain greater control over disbursements
  • Minimize idle balances and maximize investment potential
  • Reduce the risk of errors and insufficient funds fees

ZERO BALANCE ACCOUNTS

Automatically transfer money between accounts to cover transactions in real time.

A Zero Balance Account can help you:

  • Optimize cash flow by eliminating excess balances in separate accounts
  • Maintain greater control over disbursements
  • Minimize idle balances and maximize investment potential
  • Reduce the risk of errors and insufficient funds fees

Meet the Team

Devin King

Treasury Management
Operations Lead

Mandi Krauss

Director
Treasury Management

Madison Culp

Treasury Management
Operations Specialist

Meet the Team

Mandi Krauss

Director
Treasury Management

Devin King

Treasury Management
Operations Lead

Madison Culp

Treasury Management
Operations Specialist

LET US HELP YOU MANAGE YOUR BUSINESS MORE EFFECTIVELY.