Our counselors can help you:
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Understand your credit score and history
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Review your credit report
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Correct errors and omissions on your credit report
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Pay down debts and bills
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Build or rebuild your credit score
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Southern Bancorp, Inc. Closes on Arkansas County Bank Acquisition
ARKADELPHIA, ARK - Southern Bancorp, Inc., a Community Development Financial Institution (CDFI) and holding company for Southern Bancorp Bank, today announced that it has closed on its acquisition of DeWitt First Bankshares Corporation and its wholly owned subsidiary,...
Tips for Paying for College: Part 2
By Charlestien Harris Last week, I started a conversation about resources, such as the FAFSA and scholarships, that could be utilized to pay for college. Read that blog here. This week, I am going to continue that conversation with additional options for financing a...
Tips for Paying for College: Part 1
By Charlestien Harris At one time or another all of us think about the security of our children or grandchildren’s future. Education is a big part of the success of a child’s life. However, college is expensive and can add a heavy burden to the average...
Tips to Consider When Planning Your Retirement: Part 2
By Charlestien Harris Last week, I talked about some very important steps you should consider to secure a stable financial plan for life during your retirement years. This week, I will go into more detail about retirement income withdrawals, the associated tax...
Tips To Consider When Planning Your Retirement: Part 1
By Charlestien Harris Retirement is a subject that many of us think about at some point in our lifetime. The earlier you begin to plan for this major milestone in your life, the more prepared you will be to make the transition financially. According...
Healthcare Budgeting: Health Savings Account or Flexible Spending Account
By Charlestien Harris When you sign up for insurance, the agent or the company you work for gives you information to review, but you may not always understand what you are reading or the information can just become overwhelming. However, knowing the details of your...
The Emergency Fund: A Financial Lifeline
By Charlestien Harris How many times have you thought about what you could have done if you only had the money to do it? One of the most challenging things for many consumers is to establish an emergency fund. Somehow, it has been long thought that it is...
Simple Steps to Reduce Your Debt
By Charlestien Harris We have all been through a lot financially, since the pandemic hit in 2020. However, there is light at the end of the tunnel. The immediate concern most of us have is how much more debt we are accumulating and how we can reduce our debt...
Insurance: Actual Cost vs Replacement Cost
By Charlestien Harris Insurance plays a huge part in your financial wellbeing. Accidents will happen and storms will come, but one way you can avoid financial ruin is to have insurance. Insurance is a contract, represented by a policy, in which an individual or entity...