For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page

Business Accounts



Small Business Account

Full-service, without the fees.

  • No minimum balance service charge
  • Free business debit card
  • Free Online Bill Pay (six month introductory)
  • 300 free items ($.08 per additional item)

Business NOW Account

Available to sole proprietorships, nonprofits & governmental units.

  • $10 monthly service charge if minimum balance falls below $1,000
  • Tiered interest

Commercial Checking

For corporations, sole proprietorships or partnerships.

  • $5 monthly service charge plus $.10 per debit item and $.05 per transit item
  • Earnings credit can reduce service charge where applicable


Business Savings

An interest-bearing account like no other.

  • $5 quarterly service charge if minimum balance falls below $50
  • 6 free withdrawals. $3/withdrawal thereafter.
  • Earns interest

Business Money Market

Perfect for almost any business.

  • $1,000 minimum deposit required to open
  • $10 monthly service charge if minimum balance falls below $1,000
  • $5 fee per withdrawal in excess of 6 per statement cycle
  • Tiered interest

But wait, there’s more!

Southern Bancorp offers a suite of free services to help you bank smarter, faster and easier!

Web Banking

With Southern Bancorp’s Web Banking, you can access your accounts, check balances, pay bills and transfer money anywhere you have internet access.

Enroll Now

Shake & Bank

Who said checking your bank account balance can’t be fun? With Southern Bancorp’s Shake and Bank app for Apple and Android devices, there’s no need to log into web banking to get your latest balance –  just open the app and give it a shake! To get started, download Shake and Bank from the app store, connect it to your Southern Bancorp deposit account, and start shaking to retrieve your balance! It’s a secure, easy and fun way for account holders of all ages to stay on top of their bank balance. Download today and start shaking! download from the app store google play badge


Out on the town and can’t find your debit card? Maybe it’s on the kitchen table, maybe it’s in your car, or maybe it’s in the hands of a criminal. Until you find out for sure, grab your computer or smartphone, log into Web Banking under Manage ATM cards and click Pause by your card.

Pause will instantly stop any debit card transactions from being approved until you Un-Pause your card. This safety feature will prevent all debit card approvals for up to 14 days (at which point the card will cancelled to avoid potential security breaches). Note that while your debit card is paused, your bill pay and checks will still be active. Pause is available to any Southern Bancorp debit card holders through web banking or by calling our customer service number 1-800-789-3428.

Text Alert

Stay informed about your account with text alerts from Southern Bancorp.  Choose to receive transaction alerts, daily balances and more within seconds of your purchase. Wireless carrier, text and/or data charges may apply. Stop by your nearest location to sign up.

Find a Location Near You

Explore More Online Features

Change Contact Information


Email and Text Alerts


Manage Debit Card Limit

Mobile Deposit




Personalize Your Debit Card


Round Up Savings

Ready to get started?

Contact us now or drop by the nearest Southern Bancorp location.
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