Our counselors can help you:
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Understand your credit score and history
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Review your credit report
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Correct errors and omissions on your credit report
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Pay down debts and bills
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Build or rebuild your credit score
Learn More About Credit
The Great Coronavirus Pandemic of 2020
By Jayla Wilson I have seen and laughed at numerous memes about how so many of us thought 2020 was going to be our best year yet and coronavirus said, “You want to bet?” While I know this pandemic has thrown a wrench in many of our plans, I encourage you not to give...
Debt Management: Do it yourself or Pay A Company
By Charlestien Harris While watching the news and scanning Facebook, I have noticed numerous advertisements for debt management companies. With ads promising easy debt relief, these programs are tempting to anybody struggling to stay on top of debt. The question...
What Happens If I Can’t Pay My Bills
By Charlestien Harris When managing finances, the number one priority is to keep current with your mortgage or rent, as well as your monthly household bills. There are many factors that can affect your ability to stay current with bills such as death, job loss,...
Recognizing Roadblocks to Financial Success
By Charlestien Harris Hello, my financial fitness trainees! This week, I decided it was time to help you recognize some obstacles that might hinder you from moving forward with getting your finances in order once we move past this health crisis. Whatever they are,...
Consider All Your Options before Making Long Term Financial Decisions
Filing Bankruptcy: The Facts By Charlestien Harris This is a particularly tough time for millions of Americans, and a lot of people are wondering what the next step should be when this pandemic is over. As a credit/housing counselor, I see many cases where...
Meet ALICE
By Janie Ginocchio You might be thinking, “I only know one person named ALICE and she’s my 86-year-old great aunt.” That’s surely true, but what’s true, too, is that ALICE is your waitress at your favorite diner, the lovely people who help you get your groceries to...
Learning How to Get Through the Month
By Charlestien Harris As difficult as it can be to make ends meet, it’s getting even tougher during this pandemic. Now is the time to develop strategies that will guide your finances well beyond this health crisis. Understanding your cash flow will help...
Southern Bancorp and Arkadelphia’s H&T Truss Mill featured in The Economist
On May 2, 2020, The Economist shared the story of how H&T Truss Mill struggled during the pandemic, but were able to stay afloat thanks to a Paycheck Protection Program Loan they received through Southern Bancorp. The Paycheck Protection Program was designed to...
Darrin Williams Appears on Fox News’ Cavuto Live
Today, Southern Bancorp, Inc. CEO Darrin Williams appeared on Cavuto Live to talk about the new Paycheck Protection Plan guidelines for small businesses Click below to watch the full interview. Darrin Williams on Cavuto Live
