For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page
The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
If you’re ready to get your credit back on track and working for you, contact us today to speak with one of our credit counselors.

Our counselors can help you:

  • Understand your credit score and history
  • Review your credit report
  • Correct errors and omissions on your credit report
  • Pay down debts and bills
  • Build or rebuild your credit score
Consumer Alert: Holiday Scams and Malware Campaigns

Consumer Alert: Holiday Scams and Malware Campaigns

'Tis the season for family, faith, tradition...and,unfortunately, scammers. Make sure you are protecting you and your family during this holiday season. Be sure to browse and shop online only on trusted websites. Emails and e-cards from unknown senders may contain...

Scam Alert: Publisher’s Clearing House Phone Calls

Scam Alert: Publisher’s Clearing House Phone Calls

Scammers try to reach the public through all types of media, but nothing is more enticing than someone telling you that you have won money. In the latest alert from the Federal Trade Commission, they warn consumers that scammers have been calling and posing as the...

Southern Bancorp closes on Farmers Bank acquisition

Southern Bancorp, Inc. officially welcomed Farmers Bank of Hamburg into the Southern Bancorp family last week by closing on the acquisition announced in January. The community development financial institution and holding company for Southern Bancorp Bank had then...

2016 Annual Report is here!

2016 Annual Report is here!

2016 was a milestone year in Southern Bancorp’s history. From launching our three audacious goals, which will guide our work for the next ten years, to repurchasing $33.8 million dollars in Community Development Capital Initiative (CDCI) debt, originally acquired in...