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The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
If you’re ready to get your credit back on track and working for you, contact us today to speak with one of our credit counselors.

Our counselors can help you:

  • Understand your credit score and history
  • Review your credit report
  • Correct errors and omissions on your credit report
  • Pay down debts and bills
  • Build or rebuild your credit score
Click Here to Schedule a FREE Session
Click Here to Schedule a FREE Session

Learn More About Credit

How to Spot (and Avoid) Scammers

How to Spot (and Avoid) Scammers

Jan 20, 2023 | ,

By: Charlestien Harris The year has barely started and already there are scammers trying to take your hard earned money out of your wallet! Scammers target vulnerable and unsuspecting victims by getting them to fall for a dishonest scheme with the intent to defraud or...

Spending Habits You Need to Develop in 2023

Spending Habits You Need to Develop in 2023

Jan 6, 2023 | ,

By: Charlestien Harris It is quite rare that a financial counselor would advise you to develop spending habits! Usually, we tend to just give our advice on how to save, invest, or manage your money more efficiently to enjoy a healthy financial lifestyle. But this...

Southern Bancorp to Host MLK Event at Philander Smith College

Southern Bancorp to Host MLK Event at Philander Smith College

Jan 5, 2023 | ,

Nationally recognized speaker, BerThaddaeus Bailey, will perform a reenactment ofDr. King’s “I Have A Dream” speech On Friday, January 13th, Southern Bancorp will host “Dreams & Opportunities,” an event celebrating the legacy and impact of Dr. Martin Luther King...

What To Do After a Holiday Financial Binge

What To Do After a Holiday Financial Binge

Dec 30, 2022 | ,

By: Charlestien Harris Well, we’ve done it – we spent way too much for the holidays. Now, it’s time to “fix it,” so to speak. While you may not be able to get back all of what you spent this year, don’t worry – there are some steps you can take to improve your...

10 Last-Minute Gift Ideas on a Budget

10 Last-Minute Gift Ideas on a Budget

Dec 16, 2022 | ,

By: Charlestien Harris There’s nothing worse than realizing you forgot to buy a Christmas gift for someone on your list. But don’t feel bad – having to buy presents last minute is common, and happens to the best of us. Sometimes, we just miss the shipping deadline, or...

How to be Debt-Free in 2023!

How to be Debt-Free in 2023!

Dec 9, 2022 | ,

By: Charlestien Harris I know, I know, 2022 is not over yet – but we must look ahead and plan to eliminate some (or all) of the debt we may have accumulated over the holidays! Most everyone I know sets a goal of living debt free, and that is great if you plan to stick...

Money Moves to Make When Shipping Gifts

Dec 2, 2022 | ,

By: Charlestien Harris The holiday season is upon us, and it is time to ship, ship, ship! For many of us, having friends and family spread all over the country and even the world, shipping gifts is an essential part of your holiday ritual. And with the price of...