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The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
The quality of your credit can impact your life in a lot of ways. From borrowing money for school to buying a home to getting a job, your credit matters. Our certified credit counselors are available to not only teach you how to establish or rebuild your credit, but also to help you put that knowledge into action.
If you’re ready to get your credit back on track and working for you, contact us today to speak with one of our credit counselors.

Our counselors can help you:

  • Understand your credit score and history
  • Review your credit report
  • Correct errors and omissions on your credit report
  • Pay down debts and bills
  • Build or rebuild your credit score

Charting a Path: An Exploration of the Statewide Career Pathway Efforts in Arkansas, Kentucky, Oregon, Washington, and Wisconsin

Over the last decade, career pathways has emerged as a strategy to increase access to postsecondary training and education as well as improve educational attainment for low-income and low-skill adults. Defined as a framework, career pathways are “a series of connected education and training programs and support services that enable individuals to secure employment within a specific industry or occupational sector, and to advance over time to successively higher levels of education and employment in that sector.”1 Blending multiple elements that range from redesigning curricula and programs that lead to an industry-recognized credential to aligning the various missions of a community college and providing case management and wrap-around support services, career pathways are an important vehicle for the economic advancement of adults living at the economic margins.

Recession-proof banking?

Grameen Bank and microfinance guru Muhammad Yunus came to America just a year ago with ideas—and success stories—on how the poor can survive a credit crunch.

Saving is For Everyone: Add the Kids

On June 17, 2009, Senator Blanche Lincoln announced her intent to introduce Child Account legislation this fall, ‘Adding the Kids’ to the Nation’s savings agenda. The Child Accounts Act of 2009 would create savings accounts for every child born in the United States. Such a system of universal Child Accounts would give every young adult a financial spring board to launch themselves into a more financially secure life and would help to develop a more financially secure society.

Southern Bancorp Gears Up For More Growth and Giving

Southern Bancorp Inc. of Arkadelphia is poised to become the first rural development bank to launch a public stocking offering. CEO Phil Baldwin and his team are positioning Southern Bancorp for an IPO during the next couple of years.

Southern Bancorp deals could mean more resources for Good Faith Fund

Southern Bancorp of Arkadelphia announced Tuesday that it will acquire holding company First Delta Bankshares Inc. of Blytheville during the third quarter, a move that Southern Bancorp President and CEO Phillip N. Baldwin says could benefit Pine Bluff-based Southern Good Faith Fund.

Welch, Whitten: Prep vital to college success

State lawmakers trickled one-by-one into Henderson State University Tuesday for a joint meeting of the Higher Education Subcommittee of the Arkansas Legislative Council and the Higher Education Subcommittee of the House Interim Committee on Education.

County leaders continue work with Southern Bancorp