Our counselors can help you:
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Understand your credit score and history
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Review your credit report
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Correct errors and omissions on your credit report
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Pay down debts and bills
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Build or rebuild your credit score
Learn More About Credit
Student Loans: Are Parent PLUS Loans Eligible for Public Service Loan Forgiveness?
By: Charlestien Harris When the Public Service Loan Forgiveness (PSLF) Waiver program was publicized, I wanted to know how the loans some parents took out would be affected by this opportunity. After all, eliminating as much debt as possible is a key part of being...
Manuel Grays Promoted to City President of Southern Bancorp’s Ruleville Market
RULEVILLE, MISS. – Southern Bancorp Bank today announced the promotion of Manuel Grays to City President of the bank’s Ruleville market. Grays has been with Southern Bancorp, a Community Development Financial Institution (CDFI), since 2006, most recently serving as...
Student Loan Debt: Facts About the Limited Public Service Loan Forgiveness Waiver
By: Charlestien Harris Student loan debt is one of the reasons some potential homebuyers can’t afford a mortgage. It is among the factors lenders look at when they consider you for a home loan, because your student loan debt can influence your debt-to-income ratio....
Six Money Moves to Teach Your Children for Life
By: Charlestien Harris Personal finance is not a subject most of us like to talk about, but it is one that needs to be discussed with our children – because when they grow up to be adults, they will have to manage money on their own. In most families, the subject of...
How to Make Back-to-School Shopping Less Stressful
By: Charlestien Harris The back-to-school season has already begun for some students, and many stores are already selling backpacks, notebooks, and other school supplies. According to the National Retail Federation, families with school-age children are expected to...
How to Create a Spending Plan for College
By: Charlestien Harris So, you have graduated from high school. Congratulations! Many of you are now college bound, which means leaving the family nest for the first time and becoming responsible for your financial well-being. College means paying for tuition and...
Your Credit Report: The Impact of Medical Debt Removal
By: Charlestien Harris Your credit score is very important when it comes to how you interact with the financial world around you. One of the main areas of concern for many people is how medical debt has been negatively affecting their credit scores for years....
Personal Finance Tips to Survive in a Changing Economy
By: Charlestien Harris Living through a possible recession requires more than just cutting back on your personal spending. But first, let’s define “recession” so we can fully understand why managing our personal finances during this time is so important. A recession...
Southern Bancorp Names LaTricia Hill-Chandler as New Chief DEI Officer
LITTLE ROCK, ARK. – Southern Bancorp, Inc. today announced a new addition to its leadership team. LaTricia Hill-Chandler has been named Chief Diversity, Equity, and Inclusion (DEI) Officer. “We are thrilled to welcome LaTricia to our leadership team,” said Darrin...
