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Buying a home is one of the best ways to build generational wealth for your family and add to your own net worth. But whether you’re a first-time homebuyer or a seasoned veteran, the homebuying process can be intimidating.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership

Contact us today to find out what we can do for you!

Learn More About Financial Development

Learn More About Financial Development

Recognizing Roadblocks to Financial Success

Recognizing Roadblocks to Financial Success

By Charlestien Harris Hello, my financial fitness trainees!  This week, I decided it was time to help you recognize some obstacles that might hinder you from moving forward with getting your finances in order once we move past this health crisis.  Whatever they are,...

Meet ALICE

Meet ALICE

By Janie Ginocchio You might be thinking, “I only know one person named ALICE and she’s my 86-year-old great aunt.” That’s surely true, but what’s true, too, is that ALICE is your waitress at your favorite diner, the lovely people who help you get your groceries to...

Customer Alert: COVID-19 Online Shopping Scams

Customer Alert: COVID-19 Online Shopping Scams

Face masks, toilet paper, and other essential items are in high demand right now. Be careful of deals that seem too good to be true. The Federal Trade Commission gives tips on how to shop online responsibly: Check out the company or product by typing its name in a...

Talking about Poverty: Chained CPI

Talking about Poverty: Chained CPI

Editor’s note: This is one in a series of blog posts to critically examine how poverty is defined, measured, and talked about, and how those conversations influence public policy. The economic ramifications of the COVID-19 pandemic have brought how the U.S....

Keeping Your Credit Strong during a Pandemic

Keeping Your Credit Strong during a Pandemic

By Charlestien Harris Hello again my financial fitness trainees!  As you know, we’ve been discussing the importance of lowering expenses and prioritizing bills.  Being able to stay current on bills can become increasingly challenging as the COVID-19 crisis...

Don’t Let High Bill Payments Weigh You Down

Don’t Let High Bill Payments Weigh You Down

Hello everyone! I am Charlestien Harris, certified housing and credit counselor, and I’m back again to talk about finances. The coronavirus has destroyed many budgets and affected the normal flow of income for a number of households. Previously, I talked about bill...