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Buying a home is one of the best ways to build generational wealth for your family and add to your own net worth. But whether you’re a first-time homebuyer or a seasoned veteran, the homebuying process can be intimidating.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership

Contact us today to find out what we can do for you!

Learn More About Financial Development

Learn More About Financial Development

Consumer Alert: COVID-19 Scams By The Numbers

Consumer Alert: COVID-19 Scams By The Numbers

Scammers adapt to the latest issues even in this time of crisis. The Bureau of Consumer Protection has compiled the latest data on COVID-19 related scams. Here are the highlights: From January 1 until today, the FTC has gotten 18,235 reports related to COVID-19, and...

Building Wealth and the CARES Act: Some Points to Remember

Building Wealth and the CARES Act: Some Points to Remember

By James Owen Building wealth doesn’t happen overnight. But over the next few days, you’ll likely have to make some decisions that could help you build long-term wealth. In late March, Congress passed the Coronavirus Aid, Relief, and Economic Security (CARES) Act....

Financial Fitness

Financial Fitness

A financial coach’s blog of tips for staying financially fit By Charlestien Harris As we navigate this very turbulent time in our lives, there are very credible sources of good sound financial advice readily available to the public. I am a HUD Certified...

How to Avoid Coronavirus Scams

How to Avoid Coronavirus Scams

We want to make our customers aware of the increase in scams and fraud related to the Coronavirus Disease, known as COVID-19. Be extremely careful with coronavirus (COVID-19) related text messages, emails that may contain malicious links and attachments, phone calls,...

Super Saving with Kids during a Pandemic

Super Saving with Kids during a Pandemic

For many of us, our kids are now at home with us all day. If your kids are like mine, they are suddenly always hungry and you can’t keep them occupied. Here are some ideas for you to save money while making sure your kids are well taken care of. Snacks Grab a small...

Super Pandemic Saving

Super Pandemic Saving

I never thought that my next blog post would be on how to save during a pandemic. But, here we are. This post is a little longer, so stay with me. We are all in different aspects of this pandemic. Some are working from home, some are unable to work from home and are...

Banking the Underserved at the Speed of Trust

Banking the Underserved at the Speed of Trust

It’s easy to miss important parts of the Delta. At first glance, a juke joint could be mistaken for a roadside shack. A flooded field is actually the start of a productive rice crop. And a neon-lit payday lender might be a debt trap. Also perhaps overlooked, immigrant...

Super Saving: America Saves Week Edition

Super Saving: America Saves Week Edition

America Saves Week is here! America Saves Week is an annual celebration and call to action for every American to commit to saving successfully. So, how can you start saving? Save Automatically When I think of saving automatically, I initially think of setting up a...