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Buying a home is one of the best ways to build generational wealth for your family and add to your own net worth. But whether you’re a first-time homebuyer or a seasoned veteran, the homebuying process can be intimidating.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership

Contact us today to find out what we can do for you!

Learn More About Financial Development

Learn More About Financial Development

Should I Buy Now and Pay Later?

Should I Buy Now and Pay Later?

By Charlestien Harris Since we are celebrating the month of April as National Financial Literacy Month, I decided to talk about a topic that is picking up momentum in the consumer financial arena. The financial model of “Buy Now and Pay Later” is taking the financial...

March into Green and Save

March into Green and Save

By Charlestien Harris March is, of course, known for the holiday of St. Patrick’s Day. This is the day that many people will wear green to commemorate the arrival of Saint Patrick in Ireland, and to celebrate the heritage and culture of the Irish in general. We can...

March into Developing Saving as a Habit

March into Developing Saving as a Habit

By Charlestien Harris Daylight saving time arrives on Sunday, March 12, 2023, at 2 a.m., the practice of moving clocks forward one hour during the summer months, to be eventually changed backward one hour during the fall. Daylight saving time always begins on the...

March into College with Money Sense

March into College with Money Sense

By Charlestien Harris It is never too early to start thinking about money, especially if you are planning to attend college this summer or the coming fall. This is definitely the time of year that high school students usually learn whether or not they have been...

Tackling Financial Debt in February

Tackling Financial Debt in February

By: Charlestien Harris I know we are only two months into the year, but February is a fabulous time to start working on paying down your current debt. Statistics reported by Experian indicate that the average American has a debt amount of $96,371. That can be quite...