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Buying a home is one of the best ways to build generational wealth for your family and add to your own net worth. But whether you’re a first-time homebuyer or a seasoned veteran, the homebuying process can be intimidating.
Having a strong, basic understanding of your finances is empowering and can put you on the path to financial freedom. Southern Bancorp’s financial counselors and available resources are great first steps.
If you prefer to learn on your own, we have a variety of free materials ready to download on our Opportunity Center page, as well as a weekly blog series that covers everything from reducing debt to estate planning to homeownership.

Looking for something more in-depth?

We offer: 

  • Financial Education
  • One-on-ones
  • Workshops
  • Courses
  • Outreach
  • Partnership

Contact us today to find out what we can do for you!

Learn More About Financial Development

Learn More About Financial Development

Healing the Heartbreak of Bad Credit

Healing the Heartbreak of Bad Credit

By: Charlestien Harris All month long I’ve been talking about financial love, and we all know that "Love Don't Come Easy." There is always chance of heartbreak. The final piece of my financial love advice touches on why building or rebuilding your credit profile is...

Financial Freedom Is Loving Debt Elimination

Financial Freedom Is Loving Debt Elimination

By: Charlestien Harris How is your relationship with money coming along so far? It can be pretty scary at first and a somewhat challenging commitment, but it is all very possible. One of the most important traits to consider when trying to reach your goal of financial...

Falling in Love with Financial Freedom

Falling in Love with Financial Freedom

By: Charlestien Harris When most people think of falling in love, they usually think of it as another person. In this case, during February, let yourself fall in love with your money all over again. We often miss the opportunity to fall in love with our money. The...

5 Tax Filing Tips for 2022

5 Tax Filing Tips for 2022

By: Charlestien Harris Tax season is here, but don't sweat it. We've got your back! Knowing these five tips can help you avoid the common mistakes that tax payers make and ensure that your tax return is filed on time. 1. Use E-file and Direct Deposit Electronic filing...

How Credit Utilization Affects Your Credit Score

How Credit Utilization Affects Your Credit Score

If you’ve been reading my column for any time now, you know how important your credit score can be. You also might know that there are several factors that affect how your score is formulated. Today, we’re going to talk about one of them – credit utilization – and...

Quick Tips on Writing a Hardship Letter

Quick Tips on Writing a Hardship Letter

The COVID-19 pandemic has affected nearly everyone on the planet to some degree. And while the economic impacts have been severe for people across the spectrum, those who were struggling even before it began have been hit especially hard. Reduced hours, lay-offs, or...

Top Ten Signs of Debt Overload

Top Ten Signs of Debt Overload

In all areas of life, there are warning signs that tell us when something is wrong, and the same can be said for our financial life. According to financial experts, nearly 80% of Americans are in debt. That means about 8 in 10 Americans have some form of consumer...