Jun 28, 2021 | Blog, Financial Fitness
By Charlestien Harris As a new homeowner or a first-time home buyer, one piece of important information that can be overlooked is the filing of the homestead exemption. Any homeowner can suffer a major loss, like the loss of a spouse or other financial setbacks,...
Jun 24, 2021 | News, Press Releases, Southern Bancorp Community Partners
LITTLE ROCK, ARK – Southern Bancorp Community Partners (SBCP), a 501(c)(3) loan fund and Community Development Financial Institution (CDFI), recently announced the hiring of Charlton Seward as Director of Lending. In this role, Seward will lead SBCP’s lending...
Jun 22, 2021 | Blog, Financial Fitness
By Charlestien Harris Purchasing a home is one of the most important decisions most people will ever make. The length of time it takes to buy a home varies according to the readiness of a potential buyer. For some it can take a few months, for others it...
Jun 14, 2021 | Blog, Financial Fitness
By Charlestien Harris A lot of conversations have been happening around understanding how mortgages can be used as a financial tool to improve your financial health and possibly build your net worth. So let’s dive in to get a better understanding of how a...
Jun 10, 2021 | News, Press Releases
Little Rock, Ark. – Square, Inc. announced this week the allocation of $25 million as part of its $100 million investment to minority and underserved communities. Southern Bancorp, Inc., one of the nation’s original Community Development Financial Institutions (CDFIs)...
Jun 8, 2021 | Blog, Financial Fitness
By Charlestien Harris As a financial counselor, I get a lot of questions and concerns about which financial products can best suit my clients’ financial goals. One such product of interest is the certificate of deposit or the CD as it is most-commonly...
May 28, 2021 | Blog, Financial Fitness
By Charlestien Harris In the excitement of buying or selling a home, people sometimes overlook an essential step in the process. However, it is very important that you schedule a home inspection whether you are the buyer or seller of a house. The inspection is an...
May 20, 2021 | Blog, Financial Fitness
By Charlestien Harris Since I am thinking about retirement myself, I thought I would explore some important questions that should be answered before the big day arrives. Question 1: What age do I plan to retire? There is a lot of curiosity about what is the...
May 17, 2021 | News, Press Releases
ARKADELPHIA, ARK – Southern Bancorp, Inc., a Community Development Financial Institution (CDFI) and holding company for Southern Bancorp Bank, today announced that it has closed on its acquisition of DeWitt First Bankshares Corporation and its wholly owned...
May 11, 2021 | Blog, Financial Fitness
By Charlestien Harris Last week, I started a conversation about resources, such as the FAFSA and scholarships, that could be utilized to pay for college. Read that blog here. This week, I am going to continue that conversation with additional options for financing a...
