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Planning for Homeownership

Planning for Homeownership

By: Charlestien Harris June is recognized as National Homeownership Month, celebrating the value that owning a home brings to families, communities, and neighborhoods across America. During this month, I will be sharing information about the process of homeownership...

Marriage and Money in May

Marriage and Money in May

By: Charlestien Harris I know that the most popular month in which to get married is June, but why not get a head start by planning your finances while you plan that glorious occasion – the wedding? Getting started early on financial planning with your future mate is...

The Financial Well-Being of Our Seniors

The Financial Well-Being of Our Seniors

By Charlestien Harris May is the month when May flowers spring up from the April showers, says the age-old adage. May is also celebrated as Older Americans Month. This month is all about giving older Americans a voice and focusing on their needs and ways to make their...

Sharing Money Advice as a Mom

Sharing Money Advice as a Mom

By Charlestien Harris Mother's Day is a special day set aside to honor the mother of the family unit, as well as motherhood and the maternal bond. Mothers have a great responsibility and influence in the dynamics of the family and in the decision-making process when...

Understanding the Function of the FDIC

Understanding the Function of the FDIC

By Charlestien Harris If you've been following the national banking news lately, you've probably heard a lot of talk about FDIC insurance, and you might even be wondering about your own deposits. To answer some of those questions, my article this month will take a...

Financial Literacy: Borrowing Basics

Financial Literacy: Borrowing Basics

By Charlestien Harris With National Homeownership Month coming up in June, many consumers may have the notion of borrowing money on their minds. Financial literacy is an important topic, and I want to expand the knowledge of the consumer by explaining the process of...

Business Basics: Types of Business Structures

Business Basics: Types of Business Structures

By Charlestien Harris When you decide to start a new business, choosing the right structure is an important decision to make early on. The one you choose can affect things like the company’s taxes, your personal liability, and how you must operate your business....

Should I Buy Now and Pay Later?

Should I Buy Now and Pay Later?

By Charlestien Harris Since we are celebrating the month of April as National Financial Literacy Month, I decided to talk about a topic that is picking up momentum in the consumer financial arena. The financial model of “Buy Now and Pay Later” is taking the financial...