Jul 9, 2020 | Blog, Financial Fitness
By Charlestien Harris You might say, “I don’t have any money to save right now,” but in actuality this is the best time to look at saving money. The pandemic has had a devastating effect on many families’ finances but unfortunately, I am sure this will not be the...
Jul 8, 2020 | Public Policy
Mississippi Governor Tate Reeves signs a proclamation designating Mississippi Saves Week. Last week, Governor Reeves signed HB 597 into law, adding a second line for savings for the 2021 tax year. By James Owen Mississippians have a powerful new tool to save money,...
Jul 8, 2020 | Public Policy
On July 7, the Consumer Financial Protection Bureau (CFPB) announced that it had revoked the mandatory underwriting provisions of the 2017 Payday Lending Rule. This removed the requirement that payday lenders first determine a potential borrower’s ability to repay...
Jul 1, 2020 | Blog, Financial Fitness
I am often asked what is net worth and why knowing it so important to my financial health? Net worth is a measure of wealth. Specifically, it is the total of what you own minus the total of what you owe. You can calculate your net worth by subtracting your...
Jun 24, 2020 | Blog, Financial Fitness
By Charlestien Harris I have been scanning the news lately and have read several articles about the housing market during this pandemic. To most analysts’ surprise, the housing market has been booming. According to the latest data the fixed interest rates for a...
Jun 18, 2020 | Blog, Financial Fitness
I am often asked what a good credit score is. Having a good score is important, but managing your finances, setting goals and living within your means is equally important. There is no absolute standard that creditors use to approve or deny credit. ...
Jun 12, 2020 | Blog, Financial Fitness
By Charlestien Harris During this COVID-19 pandemic, I have noticed numerous credit repair ads popping up on social media and in other news outlets. It is so very important to remember that thieves are out to get all they can get when it comes to cashing in on...
Jun 10, 2020 | Blog, Super Saver
Hey Super Saver friends! I haven’t written a blog post in about two months, so I thought it would be nice to start my post with a life update mid-pandemic. Life has definitely looked a little different these past few months. I have been working from home since March,...
Jun 4, 2020 | Blog, Financial Fitness
By Charlestien Harris Often I hear people ask, “Why is it so important for me to pay my bills on time? As long as they get my money they should be satisfied.” While it is true you have paid your creditor what you owe them, the fact of the matter is there...
May 28, 2020 | Blog, Financial Fitness
By Charlestien Harris Having access to credit can make dreams come true. In today’s world, you can hardly conduct business without using credit, rather it be renting a vehicle or hotel room or making a large purchase. Most people don’t worry about...
