UNLOCKING THE DOOR
TO HOMEOWNERSHIP –
FOR EVERYONE
We’ve Got the Keys to Your Opportunity.
UNLOCK
NOW!
UNLOCK NOW!
Southern Bancorp believes that responsible affordable homeownership is an important part of building generational wealth and is an opportunity that should be within reach of everyone, no matter their financial story. Whether you are new to the homebuying process or a seasoned veteran, Southern Bancorp has the tools to help you realize your homeownership dream.
YOUR MORTGAGE TEAM
OUR LEADERSHIP
“At Southern Bancorp, we’re dedicated to revolutionizing accessibility and guiding every individual towards their path to homeownership. Its not just about opening doors; it’s about ensuring everyone has the key to unlock the possiblities of a brighter future.”
– Jeremy Davis, President of Mortgage
ESTIMATE YOUR MONTHLY PAYMENT
Utilize this mortgage calculator to estimate your monthly mortgage payments and explore various rate options.
While using the calculator, keep in mind that the displayed dollar amounts are not guaranteed, and your actual payments may vary. The estimates provided are for illustrative and educational purposes only.
DOWN PAYMENT
ASSISTANCE
AVAILABLE
Need help with your
down payment?
1
WHAT IT IS
Down payment assistance programs provide financial aid to homebuyers, making homeownership more accesible, particularly for first buyers or those with limited funds.
2
WHAT ARE MY CHOICES?
There are grant and second-lien options for first time homebuyers civil and essential workers, minority families and more! Just ask your Mortgage Community Development Lender.
3
DO I QUALIFY?
Each DPA is different and has different qualifications. Your Lender can go over options with you to see what fits your needs.
FIND THE LOAN THAT FITS YOUR NEEDS
Cuenta Corriente Freedom
Lo básico. ¡Una cuenta sencilla para empezar!
- Se requiere un depósito mínimo de $100 para abrir
- Cargo por servicio mensual de $2.95 (exento con estados de cuenta electrónicos)
- Sin imágenes de cheques en el estado de cuenta
Cuenta corriente Lifestyle
En una palabra: conveniencia.
- Se requiere un depósito mínimo de $100 para abrir
- Cargo por servicio mensual de $7 sobre saldos mínimos inferiores a $500
- Cargo por servicio exento con estados de cuenta electrónicos
-
Cargo por servicio mensual de $5.95 por pago de facturas (exento con depósitos directos)
- Imágenes de cheques en el estado de cuenta
Cuenta corriente personal NOW
Deje que su dinero trabaje para usted.
-
Se requiere un depósito mínimo de $100 para abrir una cuenta
- Cargo por servicio mensual de $8 sobre saldos mínimos inferiores a $600
-
Interés pagado sobre el saldo total
Cuenta Corriente Southern Club
Una cuenta que asegura su futuro.
-
Se requiere un depósito mínimo de $100 para abrir una cuenta
- Banca en línea gratuita con pago de facturas
- Ahorros en efectivo en todas partes, protección contra robo de identidad a través de SouthernClubChecking.com
- Cheques de caja gratuitos (donde estén disponibles, límite de 3 por visita)
- Caja de seguridad pequeña gratuita (donde esté disponible)
- Beneficios del seguro por muerte accidental y desmembramiento (Beneficios del seguro AD&D)
-
Gane intereses sobre saldos de $600 o más
- Cargo por servicio mensual de $10 a $12 según el plan de cobertura de seguro
Cuenta corriente Classic Gold
-
Se requiere un depósito mínimo de $100 para abrir
- Sin cargo mensual por servicio
- Se pagan intereses sobre saldos de $1,000 o más
-
Cheques personalizados seleccionados gratis (límite de 2 cajas)
- Cheques de caja gratis (donde estén disponibles, límite de 3 por visita)
Tarjeta de oportunidad
La forma segura, fácil e inteligente de administrar su dinero.
-
Depósito mínimo de apertura de $0 Tarifa mensual de $5
- SIN sobregiros
- Acceso a sucursales, banca telefónica, pago de facturas, cambio de cheques,banca en línea, alertas bancarias, estados de cuenta electrónicos mensuales y depósitos en sucursales GRATIS
- Uso GRATUITO de cajeros automáticos dentro de la red ($2.50 o menos para fuera de la red)
- $0.50 por depósito móvil; límite de 3 por día
Access to financial opportunities like homeownership should be within reach of everyone, no matter the zip code, starting point, or income level. That’s the mission that moves us at Southern Bancorp,and its the service we provide to everyone in our communities.
GET THE MOST FROM YOUR REFINANCE
Find solutions that fit your financial needs.
LEVERAGE YOUR
HOME EQUITY
- Renovations
- Pay off debt
- Save for large purchases
USE MY EQUITY
REDUCE YOUR
MONTHLY PAYMENT
- Increase your savings
- Allow for more monthly liquidity
LOWER MY PAYMENT
LEVERAGE YOUR
HOME EQUITY
- Pay less in interest
- Pay off your mortgage sooner
PAY OFF FASTER
GET IN TOUCH
Fill out the contact form below and one of our mortgage team
will reach out to explain your options and opportunities.