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Southern Bancorp believes that responsible affordable homeownership is an important part of building generational wealth and is an opportunity that should be within reach of everyone, no matter their financial story. Whether you are new to the homebuying process or a seasoned veteran, Southern Bancorp has the tools to help you realize your homeownership dream.
- Homeownership education
- Credit guidance
- Down payment assistance
- Flexible lending
- First-time homebuyer loans
- Home repair loans
- Home equity lines of credit
- Rural Development/USDA loans
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Southern Bancorp believes that responsible affordable homeownership is an important part of building generational wealth and is an opportunity that should be within reach of everyone, no matter their financial story. Whether you are new to the homebuying process or a seasoned veteran, Southern Bancorp has the tools to help you realize your homeownership dream.
- Homeownership education
- Credit guidance
- Down payment assistance
- Flexible lending
- First-time homebuyer loans
- Home repair loans
- Home equity lines of credit
- Rural Development/USDA loans
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Kortni Beene
VP, Mortgage Production Support Leader
Arkansas
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Lydia Smith
Director of Mortgage Production
Tennessee
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Katina Robinson
Mortgage Community Development Manager
Alabama
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Robert Wade Jr.
Mortgage Community Development Manager
Georgia
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Chuck Klumb
Mortgage Community Development Lender
Tennessee
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Jill McLean
Community Development Lender
East Tennessee/North Georgia
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Amelia Watts
Community Development Lender
Middle Tennessee
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![Meet our Community Development Mortgage Lenders](https://testbanksouthern.aceone.io/wp-content/uploads/2023/11/Meet-our-Community-Development-Mortgage-Lenders.png)
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Kortni Beene
VP, Mortgage Production Support Leader
Arkansas
![Page layout-27](https://testbanksouthern.aceone.io/wp-content/uploads/2023/11/Page-layout-27.png)
Lydia Smith
Director of Mortgage Production
Tennessee
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Katina Robinson
Mortgage Community Development Manager
Alabama
![Page layout-30](https://testbanksouthern.aceone.io/wp-content/uploads/2023/11/Page-layout-30.png)
Robert Wade Jr.
Mortgage Community Development Manager
Georgia
![Page layout-26](https://testbanksouthern.aceone.io/wp-content/uploads/2023/11/Page-layout-26.png)
Chuck Klumb
Mortgage Community Development Lender
Tennessee
![tyf](https://testbanksouthern.aceone.io/wp-content/uploads/2024/02/tyf.png)
Jill McLean
Community Development Lender
East Tennessee/North Georgia
![56t](https://testbanksouthern.aceone.io/wp-content/uploads/2024/02/56t.png)
Amelia Watts
Community Development Lender
Middle Tennessee
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Learn About Southern Bancorp's Mission
Southern Bancorp’s mission is to create economic opportunity in under-resourced communities by providing responsible, responsive, and innovative financial products and services that balance profits with purpose.
With an initial investment of approximately $10 million and a mission to create equitable economic opportunity, Southern Bancorp, Inc., along with its development partners – Southern Bancorp Bank, Southern Bancorp Community Partners, and Southern Bancorp Mortgage – has grown to become one of the largest community development organizations in the United States, as well as a model for an entire industry of mission-focused financial institutions known as Community Development Financial Institutions, or CDFIs. Today, Southern Bancorp is a $2.6 billion asset organization with over 65,000 customers and 56 branches located primarily in underserved markets in the Mid-South.
Our approach to creating more a more equitable economy is rooted in the belief that net worth drives economic opportunity for people and communities, and our strategic framework provides individuals an opportunity to build net worth through three primary routes: homeownership, entrepreneurship, and savings. By growing our impact and influence, we can deliver wealth-building opportunities to more people and places, and broaden our reach far beyond our physical market borders.
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![Page layout-17](https://testbanksouthern.aceone.io/wp-content/uploads/2023/08/Page-layout-17.png)
Learn About Southern Bancorp's Mission
Southern Bancorp’s mission is to create economic opportunity in under-resourced communities by providing responsible, responsive, and innovative financial products and services that balance profits with purpose.
With an initial investment of approximately $10 million and a mission to create equitable economic opportunity, Southern Bancorp, Inc., along with its development partners – Southern Bancorp Bank, Southern Bancorp Community Partners, and Southern Bancorp Mortgage – has grown to become one of the largest community development organizations in the United States, as well as a model for an entire industry of mission-focused financial institutions known as Community Development Financial Institutions, or CDFIs. Today, Southern Bancorp is a $2.6 billion asset organization with over 65,000 customers and 56 branches located primarily in underserved markets in the Mid-South.
Our approach to creating more a more equitable economy is rooted in the belief that net worth drives economic opportunity for people and communities, and our strategic framework provides individuals an opportunity to build net worth through three primary routes: homeownership, entrepreneurship, and savings. By growing our impact and influence, we can deliver wealth-building opportunities to more people and places, and broaden our reach far beyond our physical market borders.
![Page layout-12 (1)](https://testbanksouthern.aceone.io/wp-content/uploads/2023/08/Page-layout-12-1.png)
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