For more information on Southern's ADA Compliance efforts, please visit our Accessibility Page

  • Minimum Deposit: $100
  • Free MyIMPACT Debit Card: Four free anywhere ATM transactions per month.
  • Free Online Bill Pay
  • Free E-Statements
  • Monthly Service Charge: Nada, Zip, Zero


  • $50 minimum deposit required to open
  • $5 quarterly service charge on balances below $200
  • $1 fee per withdrawal in excess of 6 per statement cycle
  • Earns interest