Diversity, Equity, and Inclusion Southern Bancorp was founded to have a focus on building wealth in communities of color, and to fulfill that mission, we want to ensure that our culture embraces, among other things, these ideals throughout our organization. A...
Carmen Morfin Villa Name: Carmen Morfin Villa Location: El Dorado, Arkansas Goal Areas: Savings, Housing Carmen Morfin Villa came to the United States with a desire to build a better life for her and her family. Yet, as hard as she worked, she found herself unable to...
American Made Silks Name: Mike Mckenzie, owner of American Made Silks Location: Gurdon, Arkansas Goal Areas: Jobs With a successful business plan, quality products, and a national customer base, American Made Silks could have made their home anywhere. Yet for the past...
LaKristen Spiller Location: Blytheville, Arkansas Core Goals affected: Savings, Housing Owning one’s own home is a dream shared by countless Americans, and it can be driven by a variety of factors ranging from the desire to build one’s net worth to having a place to...
School Savings Program Location: Participating schools in Arkansas and Mississippi Core Goals affected: Savings Spare change isn’t always shiny, but it can create glowing results. That’s why most weeks of the school year, you’ll find Southern Bancorp hosting a “Bank...
Jennifer Williams Name: Jennifer Williams Location: Cleveland, Mississippi Core Goals affected: Savings Jennifer Williams, a Mississippi mother and school teacher, fought back against predatory payday lenders to create a stronger financial future for her and her...
Delta Blues Alley Cafe Name: Jecorry Miller, owner of Delta Blues Alley Cafe Location: Clarksdale, Mississippi Core Goals affected: Savings, Jobs Clarksdale, Miss. native Jecorry Miller is no stranger to hard work. For years, he traveled theroads of the Mississippi...
Leatha Flenaugh Name: Leatha Flenaugh Location: Helena-West Helena, Arkansas Goal Area: Savings Leatha Flenaugh had always been a hard worker, but like many Americans, she had accumulated a significant amount of credit card debt as a young woman. With a new sense of...
Vernetha JacksonName: Vernetha JacksonLocation: Helena-West Helena, ArkansasGoal Areas: Housing, SavingsAt age 63, grandmother and beloved public school employee Vernetha Jackson thought her dream of homeownership was destined to remain just that, a dream. However,...
Matt Inman Name: Matt Inman Location: Helena-West Helena, Arkansas Goal Areas: Housing, Jobs A Helena Native, Matt Inman had long been enamored with the city’s historic downtown. That’s why when it came time for him to return home after college, he headed to historic...
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
Not limited to first-time homebuyers
Seller can pay up to 6% of closing costs
Up to 100% of down payment funds can be gifted
APPLY NOW
CONSTRUCTION
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
Not limited to first-time homebuyers
Seller can pay up to 6% of closing costs
Up to 100% of down payment funds can be gifted
APPLY NOW
JUMBO
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
Not limited to first-time homebuyers
Seller can pay up to 6% of closing costs
Up to 100% of down payment funds can be gifted
APPLY NOW
VA
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
Not limited to first-time homebuyers
Seller can pay up to 6% of closing costs
Up to 100% of down payment funds can be gifted
APPLY NOW
USDA
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
Not limited to first-time homebuyers
Seller can pay up to 6% of closing costs
Up to 100% of down payment funds can be gifted
APPLY NOW
FHA
Insured by the Federal Housing Administration, these loans have great advantages including low down payments, less restrictive credit requirements, and favorable interest rates.
