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Publications

Featured Publication

2015 Annual Report cover

2022 Impact Report

Our 2022 Impact Report provides highlights from the previous year, both in mission and margin.

Read the Annual Report

Featured Publication

Southern Bancorp Community Partners Policy Points

Guest Editorial: "Too Vital To Fail" by Darrin Williams

Arkansas Democrat-Gazette

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Past Annual Reports

2021 Annual Report 

2020 Annual Report

2019 Annual Report

2018 Annual Report

2017 Annual Report

2016 Annual Report

2015 Annual Report

2014 Annual Report

2013 Annual Report

2012 Annual Report

2011 Annual Report

2010 Annual Report

2009 Annual Report

2008 Annual Report

2007 Annual Report

2006 Annual Report

2005 Annual Report

2004 Annual Report

2003 Annual Report

2002 Annual Report

2001 Annual Report

2000 Annual Report

Policy Points

Date Vol. Title
2017 44 Good Guys Answer the Call: Providing Safe Affordable and Profitable Small Loans as the Regulatory Landscape Evolves
2016 43 Into the Light: A Survey of Arkansas Borrowers Seven Years After State Supreme Court Bans Usurious Payday Lending Rates
2015 42 Teaching Public Benefit Recipients How to Fish: How Arkansas can Lessen Reliance on SNAP & TANF and Support Economic Independence by Lifting Asset Limits
2014 41 Evaluating College Savings Plans: A Case Study on Arkansas and Mississippi
2014 40 Turning a Cycle of Debt and Dependency into Financial Security: Rerouting Payday Loan Consumers in Mississippi
2013 39 Everybody Wins: Creating a Successful Prize-Linked Savings Program in Arkansas
2013 38 The 2013 Mississippi Legislature: A Summary of Southern’s Efforts and New Laws Affecting Our Communities
2013 37 The 2013 Arkansas Legislature: A Summary of Southern’s Efforts and New Laws Affecting Our Communities
2013 36 Making the Case for Eliminating Asset Limits: Why Asset Limits Undermine Financial Security for Arkansans
2012 35 The State of Asset Building in Arkansas
2009 34 New Laws Benefit Lower-Income Arkansans
2009 33 Aspiring Scholars Matching Grant Program: A Successful First Year
2008 32 From Natural Gas to College Degrees: The Arkansas Promise Trust Fund
2007 31 Mortgage Foreclosures: A Review of Trends in Arkansas and Strategies Used by States and Communities to Respond
2007 30 ARHealthNet: Helping Small Businesses Afford Employee Health Coverage
2007 29 New Laws Promoting Asset-Building Opportunities
2006 28 Arkansas’ Individual Development Account (IDA) Program: Survey Shows Broad Impact
2006 27 The Southeast Arkansas College Career Pathways Program
2006 26 Expanding Access to College in Arkansas: A 529 College Savings Plan Match Policy
2005 25 The Next Frontier in Adult Education: Adult Education to College Transition Programs
2005 24 2005 Legislative Session Highlights: New Laws Affecting Low-Income Families in Arkansas
2004 23 Increasing Access to and Completion of College Among Working Adults in Arkansas: The Career Pathways Pilot Project
2004 22 Meeting the Need for Long-Term Care: Strengthening the Nursing Assistant Occupation
2004 21 Making Higher Education More Accessible in Arkansas: The State’s Newest Financial Aid Programs
2003 20 Expanding State Business and Industry Workforce Training Activities: Some Policy Options Including Making Better Use of the Workforce Investment Act (WIA)
2003 19 2003 Legislative Session Produces Laws to Help Low-Income Families in Arkansas
2002 18 Expanding State Business and Industry Training Activities: Some Policy Options Including Making Better Use of the Workforce Investment Act (WIA)
2002 17 Meeting the Needs of Employers and Workers Through Sectoral Employment Strategies
2001 16 Nonprofit Sector Makes a Big Impact on the Arkansas Economy
2001 15 Rental Housing and Low-Income Families in Arkansas
2000 14 What the Current Debate on Improving Education in Arkansas is Missing: Workforce Development
2000 13 Workforce Investment Act Performance Standards: Changing the Incentives to Get Better Jobs and Better Wages for Arkansas Workers
2000 12 Achieving Economic Self-Sufficiency Through Welfare Reform
2000 11 Workforce Investment Act Performance Standards: Changing the Incentives to get Better Jobs and Better Wages for Arkansas Workers
2000 10 Workforce Investment Act Unified Plan: Summary and Analysis
1999 9 The Financial Services Modernization Act's Effects on the Community Reinvestment Act
1999 8 The New Arkansas Workforce Investment System: Key Decisions and How to Get Involved
1999 7 Education and Training Options Under Welfare Reform: Changes as a Result of Act 1567 of 1999
1999 6 A Summary of Act 1125: The Arkansas Workforce Investment Act
1999 5 A Summary of Act 1217:The Family Savings Initiative Act
1999 4 Achieving Long-Term Economic Self-Sufficiency: The Importance of Education and Training
1998 3 Workforce Investment Act: Key Implementation Issues
1998 2 Individual Development Accounts
1998 1 Summary of the Workforce Investment Act of 1998

Other Reports

Hud-certified Housing Counseling in Arkansas: Opportunities and Challenges